Call reports 2013
PIONEER STATE BANK — 2013
What PIONEER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 26,553,000 | 22,931,000 | 23,504,000 | 23,723,000 |
| Total loans | 14,188,000 | 13,428,000 | 15,196,000 | 13,690,000 |
| Allowance for loan losses | 219,000 | 247,000 | 285,000 | 281,000 |
| Securities available for sale | 3,411,000 | 3,350,000 | 3,341,000 | 3,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,793,000 | 18,323,000 | 18,917,000 | 19,302,000 |
| Interest-bearing deposits | 16,212,000 | 15,331,000 | 16,376,000 | 16,640,000 |
| Noninterest-bearing deposits | 3,580,000 | 2,992,000 | 2,541,000 | 2,661,000 |
| Equity capital | 4,598,000 | 4,478,000 | 4,471,000 | 4,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 461,000 | 713,000 | 958,000 |
| Interest expense | 26,000 | 49,000 | 71,000 | 92,000 |
| Net interest income | 221,000 | 412,000 | 642,000 | 866,000 |
| Noninterest income | 91,000 | 110,000 | 110,000 | 135,000 |
| Noninterest expense | 258,000 | 548,000 | 769,000 | 1,058,000 |
| Provision for loan losses | 0 | 27,000 | 66,000 | 65,000 |
| Pretax income | 54,000 | -53,000 | -83,000 | -122,000 |
| Income tax | 11,000 | -2,000 | -55,000 | 121,000 |
| Net income | 43,000 | -51,000 | -28,000 | -243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,217,000 | 4,187,000 | 4,059,000 | 4,105,000 |
| Total capital | 4,421,000 | 4,376,000 | 4,254,000 | 4,301,000 |
| Risk-weighted assets | 16,342,000 | 15,034,000 | 15,495,000 | 15,399,000 |