Call reports 2012
PIONEER STATE BANK — 2012
What PIONEER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 24,877,000 | 25,520,000 | 26,672,000 | 25,981,000 |
| Total loans | 14,651,000 | 16,169,000 | 17,796,000 | 18,278,000 |
| Allowance for loan losses | 296,000 | 212,000 | 212,000 | 219,000 |
| Securities available for sale | 3,812,000 | 3,781,000 | 3,872,000 | 3,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,850,000 | 19,695,000 | 19,807,000 | 19,258,000 |
| Interest-bearing deposits | 16,662,000 | 16,355,000 | 16,916,000 | 16,384,000 |
| Noninterest-bearing deposits | 3,189,000 | 3,340,000 | 2,891,000 | 2,874,000 |
| Equity capital | 4,858,000 | 4,736,000 | 4,748,000 | 4,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 519,000 | 803,000 | 1,097,000 |
| Interest expense | 33,000 | 65,000 | 95,000 | 122,000 |
| Net interest income | 227,000 | 454,000 | 708,000 | 975,000 |
| Noninterest income | 49,000 | 58,000 | 76,000 | 17,000 |
| Noninterest expense | 342,000 | 654,000 | 936,000 | 1,228,000 |
| Provision for loan losses | 0 | 120,000 | 120,000 | 127,000 |
| Pretax income | -66,000 | -262,000 | -272,000 | -363,000 |
| Income tax | -30,000 | -113,000 | -127,000 | -45,000 |
| Net income | -36,000 | -149,000 | -145,000 | -318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,449,000 | 4,297,000 | 4,281,000 | 4,153,000 |
| Total capital | 4,668,000 | 4,509,000 | 4,493,000 | 4,372,000 |
| Risk-weighted assets | 17,465,000 | 18,099,000 | 18,250,000 | 17,815,000 |