Call reports 2011
PIONEER STATE BANK — 2011
What PIONEER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 23,128,000 | 27,017,000 | 28,166,000 | 27,113,000 |
| Total loans | 14,680,000 | 18,552,000 | 18,454,000 | 17,620,000 |
| Allowance for loan losses | 549,000 | 552,000 | 549,000 | 296,000 |
| Securities available for sale | 4,315,000 | 4,383,000 | 3,901,000 | 3,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,044,000 | 18,451,000 | 21,037,000 | 20,098,000 |
| Interest-bearing deposits | 15,742,000 | 15,741,000 | 18,031,000 | 16,368,000 |
| Noninterest-bearing deposits | 2,302,000 | 2,709,000 | 3,005,000 | 3,731,000 |
| Equity capital | 5,005,000 | 5,008,000 | 5,017,000 | 4,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 583,000 | 878,000 | 1,174,000 |
| Interest expense | 44,000 | 91,000 | 132,000 | 170,000 |
| Net interest income | 257,000 | 492,000 | 746,000 | 1,004,000 |
| Noninterest income | 0 | 25,000 | 49,000 | 73,000 |
| Noninterest expense | 388,000 | 701,000 | 1,021,000 | 1,462,000 |
| Provision for loan losses | 454,000 | 457,000 | 456,000 | 693,000 |
| Pretax income | -585,000 | -641,000 | -681,000 | -1,078,000 |
| Income tax | -183,000 | -202,000 | -220,000 | -469,000 |
| Net income | -402,000 | -439,000 | -461,000 | -609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,880,000 | 4,844,000 | 4,820,000 | 4,054,000 |
| Total capital | 5,092,000 | 5,087,000 | 5,065,000 | 4,294,000 |
| Risk-weighted assets | 16,624,000 | 19,149,000 | 19,296,000 | 19,154,000 |