Call reports 2010
PIONEER STATE BANK — 2010
What PIONEER STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 35,303,000 | 36,774,000 | 33,638,000 | 32,215,000 |
| Total loans | 26,398,000 | 27,807,000 | 24,735,000 | 21,893,000 |
| Allowance for loan losses | 778,000 | 703,000 | 576,000 | 636,000 |
| Securities available for sale | 5,870,000 | 5,539,000 | 5,664,000 | 4,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,012,000 | 24,087,000 | 20,786,000 | 21,013,000 |
| Interest-bearing deposits | 24,574,000 | 21,680,000 | 18,276,000 | 16,994,000 |
| Noninterest-bearing deposits | 2,438,000 | 2,407,000 | 2,510,000 | 4,019,000 |
| Equity capital | 5,373,000 | 5,697,000 | 6,092,000 | 5,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 866,000 | 1,329,000 | 1,713,000 |
| Interest expense | 129,000 | 221,000 | 301,000 | 361,000 |
| Net interest income | 325,000 | 645,000 | 1,028,000 | 1,352,000 |
| Noninterest income | 986,000 | 2,670,000 | 4,459,000 | 6,292,000 |
| Noninterest expense | 837,000 | 2,028,000 | 3,598,000 | 6,000,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 342,000 |
| Pretax income | 474,000 | 1,287,000 | 1,858,000 | 1,301,000 |
| Income tax | 43,000 | 268,000 | 351,000 | 266,000 |
| Net income | 312,000 | 661,000 | 980,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,499,000 | 6,090,000 | 6,576,000 | 5,281,000 |
| Total capital | 5,808,000 | 6,412,000 | 6,887,000 | 5,580,000 |
| Risk-weighted assets | 24,264,000 | 25,398,000 | 24,609,000 | 23,569,000 |