Call reports 2006
PIONEER STATE BANK — 2006
What PIONEER STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 25,799,000 | 28,297,000 | 29,792,000 | 30,013,000 |
| Total loans | 16,321,000 | 17,800,000 | 19,667,000 | 19,120,000 |
| Allowance for loan losses | 197,000 | 197,000 | 198,000 | 209,000 |
| Securities available for sale | 7,514,000 | 7,942,000 | 7,910,000 | 7,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,823,000 | 20,443,000 | 20,861,000 | 21,679,000 |
| Interest-bearing deposits | 17,443,000 | 18,103,000 | 18,666,000 | 19,283,000 |
| Noninterest-bearing deposits | 2,380,000 | 2,340,000 | 2,195,000 | 2,396,000 |
| Equity capital | 3,704,000 | 3,755,000 | 3,919,000 | 3,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 857,000 | 1,361,000 | 1,882,000 |
| Interest expense | 159,000 | 349,000 | 573,000 | 816,000 |
| Net interest income | 234,000 | 508,000 | 788,000 | 1,066,000 |
| Noninterest income | 25,000 | 52,000 | 79,000 | 108,000 |
| Noninterest expense | 161,000 | 324,000 | 502,000 | 669,000 |
| Provision for loan losses | 0 | 0 | 0 | 9,000 |
| Pretax income | 98,000 | 236,000 | 365,000 | 496,000 |
| Income tax | 27,000 | 69,000 | 107,000 | 145,000 |
| Net income | 71,000 | 167,000 | 258,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,704,000 | 3,800,000 | 3,891,000 | 3,884,000 |
| Total capital | 3,901,000 | 3,997,000 | 4,089,000 | 4,093,000 |
| Risk-weighted assets | 17,559,000 | 19,058,000 | 20,619,000 | 20,359,000 |