Call reports 2002
PIONEER STATE BANK — 2002
What PIONEER STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,708,000 | 22,941,000 | 22,961,000 | 23,638,000 |
| Total loans | 13,490,000 | 12,906,000 | 12,472,000 | 12,540,000 |
| Allowance for loan losses | 166,000 | 196,000 | 178,000 | 183,000 |
| Securities available for sale | 8,420,000 | 8,004,000 | 8,845,000 | 9,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,320,000 | 17,537,000 | 18,135,000 | 18,917,000 |
| Interest-bearing deposits | 17,863,000 | 15,885,000 | 16,702,000 | 17,063,000 |
| Noninterest-bearing deposits | 1,457,000 | 1,652,000 | 1,433,000 | 1,854,000 |
| Equity capital | 3,106,000 | 3,209,000 | 3,323,000 | 3,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 396,000 | 750,000 | 1,109,000 | 1,445,000 |
| Interest expense | 148,000 | 280,000 | 403,000 | 521,000 |
| Net interest income | 248,000 | 470,000 | 706,000 | 924,000 |
| Noninterest income | 27,000 | 53,000 | 81,000 | 117,000 |
| Noninterest expense | 156,000 | 306,000 | 466,000 | 627,000 |
| Provision for loan losses | 15,000 | 42,000 | 45,000 | 48,000 |
| Pretax income | 104,000 | 188,000 | 290,000 | 380,000 |
| Income tax | 29,000 | 50,000 | 79,000 | 104,000 |
| Net income | 75,000 | 138,000 | 211,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,815,000 | 2,889,000 | 2,972,000 | 2,983,000 |
| Total capital | 2,981,000 | 3,073,000 | 3,145,000 | 3,166,000 |
| Risk-weighted assets | 16,817,000 | 14,730,000 | 13,855,000 | 14,622,000 |