Call reports 2001
PIONEER STATE BANK — 2001
What PIONEER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,772,000 | 25,552,000 | 24,008,000 | 23,936,000 |
| Total loans | 12,714,000 | 12,271,000 | 13,138,000 | 13,249,000 |
| Allowance for loan losses | 184,000 | 168,000 | 171,000 | 152,000 |
| Securities available for sale | 5,796,000 | 10,736,000 | 8,682,000 | 8,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,575,000 | 21,280,000 | 19,591,000 | 19,520,000 |
| Interest-bearing deposits | 15,203,000 | 19,881,000 | 18,134,000 | 18,098,000 |
| Noninterest-bearing deposits | 1,372,000 | 1,399,000 | 1,457,000 | 1,421,000 |
| Equity capital | 2,892,000 | 2,973,000 | 3,080,000 | 3,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 402,000 | 807,000 | 1,222,000 | 1,629,000 |
| Interest expense | 202,000 | 404,000 | 611,000 | 779,000 |
| Net interest income | 200,000 | 403,000 | 611,000 | 850,000 |
| Noninterest income | 27,000 | 67,000 | 84,000 | 120,000 |
| Noninterest expense | 143,000 | 298,000 | 439,000 | 603,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 24,000 |
| Pretax income | 81,000 | 165,000 | 246,000 | 344,000 |
| Income tax | 22,000 | 48,000 | 69,000 | 98,000 |
| Net income | 59,000 | 117,000 | 177,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,565,000 | 2,637,000 | 2,711,000 | 2,729,000 |
| Total capital | 2,735,000 | 2,805,000 | 2,882,000 | 2,881,000 |
| Risk-weighted assets | 13,552,000 | 14,848,000 | 15,326,000 | 15,441,000 |