Call reports 2025
KANSAS STATE BANK — 2025
What KANSAS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 92,097,000 | 93,117,000 | 94,943,000 | 99,260,000 |
| Total loans | 52,478,000 | 56,196,000 | 55,449,000 | 54,237,000 |
| Allowance for loan losses | 1,629,000 | 1,659,000 | 1,695,000 | 1,717,000 |
| Securities available for sale | 33,237,000 | 33,165,000 | 34,528,000 | 35,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,832,000 | 76,429,000 | 77,414,000 | 82,526,000 |
| Interest-bearing deposits | 60,188,000 | 61,608,000 | 61,616,000 | 65,397,000 |
| Noninterest-bearing deposits | 15,644,000 | 14,821,000 | 15,798,000 | 17,129,000 |
| Equity capital | 9,472,000 | 9,910,000 | 10,659,000 | 10,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,604,000 | 3,963,000 | 5,338,000 |
| Interest expense | 434,000 | 882,000 | 1,339,000 | 1,801,000 |
| Net interest income | 832,000 | 1,722,000 | 2,624,000 | 3,537,000 |
| Noninterest income | 69,000 | 138,000 | 203,000 | 270,000 |
| Noninterest expense | 546,000 | 1,116,000 | 1,662,000 | 2,217,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 305,000 | 632,000 | 1,023,000 | 1,418,000 |
| Income tax | 79,000 | 157,000 | 270,000 | 335,000 |
| Net income | 226,000 | 475,000 | 753,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,231,000 | 12,448,000 | 12,725,000 | 12,834,000 |
| Total capital | 13,041,000 | 13,297,000 | — | — |
| Risk-weighted assets | 64,000,000 | 67,123,000 | — | — |