Call reports 2023
KANSAS STATE BANK — 2023
What KANSAS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 87,241,000 | 87,785,000 | 86,355,000 | 86,662,000 |
| Total loans | 45,429,000 | 47,378,000 | 47,424,000 | 47,695,000 |
| Allowance for loan losses | 1,495,000 | 1,486,000 | 1,499,000 | 1,514,000 |
| Securities available for sale | 38,387,000 | 35,575,000 | 33,346,000 | 34,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,952,000 | 73,531,000 | 72,637,000 | 71,759,000 |
| Interest-bearing deposits | 52,720,000 | 57,622,000 | 57,401,000 | 56,530,000 |
| Noninterest-bearing deposits | 18,232,000 | 15,909,000 | 15,236,000 | 15,229,000 |
| Equity capital | 7,596,000 | 7,533,000 | 6,926,000 | 8,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 2,029,000 | 3,123,000 | 4,213,000 |
| Interest expense | 206,000 | 482,000 | 806,000 | 1,183,000 |
| Net interest income | 773,000 | 1,547,000 | 2,317,000 | 3,030,000 |
| Noninterest income | 80,000 | 152,000 | 220,000 | 293,000 |
| Noninterest expense | 510,000 | 991,000 | 1,505,000 | 1,996,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 55,000 |
| Pretax income | 311,000 | 643,000 | 952,000 | 1,232,000 |
| Income tax | 72,000 | 161,000 | 242,000 | 269,000 |
| Net income | 239,000 | 482,000 | 710,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,801,000 | 11,011,000 | 11,239,000 | 11,282,000 |
| Total capital | 11,528,000 | 11,759,000 | 11,993,000 | 12,031,000 |
| Risk-weighted assets | 57,379,000 | 59,051,000 | 59,578,000 | 59,157,000 |