Call reports 2021
KANSAS STATE BANK — 2021
What KANSAS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 80,606,000 | 83,426,000 | 83,195,000 | 83,784,000 |
| Total loans | 34,990,000 | 37,454,000 | 36,541,000 | 38,309,000 |
| Allowance for loan losses | 1,328,000 | 1,326,000 | 1,370,000 | 1,475,000 |
| Securities available for sale | 42,802,000 | 42,699,000 | 42,931,000 | 42,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,908,000 | 65,848,000 | 65,964,000 | 66,946,000 |
| Interest-bearing deposits | 49,137,000 | 50,457,000 | 51,568,000 | 52,933,000 |
| Noninterest-bearing deposits | 14,771,000 | 15,391,000 | 14,396,000 | 14,013,000 |
| Equity capital | 10,037,000 | 10,326,000 | 10,500,000 | 10,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,687,000 | 2,448,000 | 3,202,000 |
| Interest expense | 123,000 | 245,000 | 364,000 | 475,000 |
| Net interest income | 742,000 | 1,442,000 | 2,084,000 | 2,727,000 |
| Noninterest income | 69,000 | 132,000 | 193,000 | 258,000 |
| Noninterest expense | 453,000 | 894,000 | 1,364,000 | 1,818,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 355,000 | 674,000 | 904,000 | 1,174,000 |
| Income tax | 71,000 | 132,000 | 164,000 | 259,000 |
| Net income | 284,000 | 542,000 | 740,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,438,000 | 9,663,000 | 9,862,000 | 9,815,000 |
| Total capital | 10,026,000 | 10,274,000 | 10,471,000 | 10,443,000 |
| Risk-weighted assets | 46,258,000 | 48,168,000 | 47,931,000 | 49,365,000 |