Call reports 2020
KANSAS STATE BANK — 2020
What KANSAS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 68,056,000 | 71,693,000 | 72,378,000 | 75,867,000 |
| Total loans | 32,350,000 | 34,881,000 | 35,394,000 | 32,931,000 |
| Allowance for loan losses | 1,281,000 | 1,296,000 | 1,302,000 | 1,324,000 |
| Securities available for sale | 32,712,000 | 33,362,000 | 34,659,000 | 38,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,949,000 | 55,201,000 | 55,792,000 | 59,160,000 |
| Interest-bearing deposits | 41,351,000 | 44,172,000 | 44,897,000 | 45,451,000 |
| Noninterest-bearing deposits | 10,598,000 | 11,029,000 | 10,895,000 | 13,709,000 |
| Equity capital | 9,472,000 | 9,809,000 | 9,905,000 | 10,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,454,000 | 1,965,000 | 2,828,000 |
| Interest expense | 149,000 | 293,000 | 433,000 | 565,000 |
| Net interest income | 564,000 | 1,161,000 | 1,532,000 | 2,263,000 |
| Noninterest income | 66,000 | 119,000 | 177,000 | 240,000 |
| Noninterest expense | 440,000 | 847,000 | 1,291,000 | 1,714,000 |
| Provision for loan losses | 70,000 | 85,000 | 100,000 | 115,000 |
| Pretax income | 132,000 | 360,000 | 330,000 | 686,000 |
| Income tax | 19,000 | 62,000 | 39,000 | 114,000 |
| Net income | 113,000 | 298,000 | 291,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,867,000 | 9,019,000 | 9,011,000 | 9,154,000 |
| Total capital | 9,393,000 | 9,581,000 | 9,583,000 | 9,707,000 |
| Risk-weighted assets | 41,303,000 | 44,202,000 | 45,054,000 | 43,465,000 |