Call reports 2019
KANSAS STATE BANK — 2019
What KANSAS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 62,612,000 | 62,319,000 | 63,121,000 | 66,581,000 |
| Total loans | 34,010,000 | 35,195,000 | 34,709,000 | 33,938,000 |
| Allowance for loan losses | 1,145,000 | 1,158,000 | 1,180,000 | 1,197,000 |
| Securities available for sale | 22,827,000 | 23,031,000 | 23,106,000 | 29,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,571,000 | 48,827,000 | 49,304,000 | 50,978,000 |
| Interest-bearing deposits | 39,723,000 | 39,794,000 | 40,150,000 | 40,286,000 |
| Noninterest-bearing deposits | 9,848,000 | 9,033,000 | 9,154,000 | 10,692,000 |
| Equity capital | 8,302,000 | 8,734,000 | 9,010,000 | 9,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,432,000 | 2,162,000 | 2,902,000 |
| Interest expense | 112,000 | 238,000 | 369,000 | 514,000 |
| Net interest income | 596,000 | 1,194,000 | 1,793,000 | 2,388,000 |
| Noninterest income | 60,000 | 127,000 | 188,000 | 246,000 |
| Noninterest expense | 368,000 | 774,000 | 1,196,000 | 1,616,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 273,000 | 517,000 | 763,000 | 981,000 |
| Income tax | 52,000 | 102,000 | 149,000 | 187,000 |
| Net income | 221,000 | 415,000 | 614,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,413,000 | 8,575,000 | 8,773,000 | 8,754,000 |
| Total capital | 8,947,000 | 9,115,000 | 9,313,000 | 9,292,000 |
| Risk-weighted assets | 42,068,000 | 42,498,000 | 42,476,000 | 42,383,000 |