Call reports 2018
KANSAS STATE BANK — 2018
What KANSAS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 60,740,000 | 60,281,000 | 59,000,000 | 61,836,000 |
| Total loans | 30,776,000 | 32,888,000 | 32,074,000 | 32,986,000 |
| Allowance for loan losses | 1,124,000 | 1,142,000 | 1,128,000 | 1,114,000 |
| Securities available for sale | 24,233,000 | 23,474,000 | 22,947,000 | 22,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,661,000 | 48,083,000 | 46,694,000 | 49,376,000 |
| Interest-bearing deposits | 38,860,000 | 38,514,000 | 37,454,000 | 38,616,000 |
| Noninterest-bearing deposits | 9,801,000 | 9,569,000 | 9,240,000 | 10,760,000 |
| Equity capital | 7,353,000 | 7,467,000 | 7,536,000 | 7,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,320,000 | 1,992,000 | 2,698,000 |
| Interest expense | 80,000 | 165,000 | 251,000 | 350,000 |
| Net interest income | 572,000 | 1,155,000 | 1,741,000 | 2,348,000 |
| Noninterest income | 61,000 | 123,000 | 187,000 | 250,000 |
| Noninterest expense | 372,000 | 773,000 | 1,155,000 | 1,588,000 |
| Provision for loan losses | 15,000 | 30,000 | 50,000 | 65,000 |
| Pretax income | 246,000 | 489,000 | 737,000 | 947,000 |
| Income tax | 61,000 | 120,000 | 166,000 | 154,000 |
| Net income | 185,000 | 369,000 | 571,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,763,000 | 7,914,000 | 8,116,000 | 8,193,000 |
| Total capital | 8,262,000 | 8,432,000 | 8,624,000 | 8,716,000 |
| Risk-weighted assets | 39,303,000 | 40,784,000 | 40,031,000 | 41,277,000 |