Call reports 2016
KANSAS STATE BANK — 2016
What KANSAS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,412,000 | 55,951,000 | 54,435,000 | 55,974,000 |
| Total loans | 30,192,000 | 31,200,000 | 30,852,000 | 30,188,000 |
| Allowance for loan losses | 922,000 | 936,000 | 966,000 | 996,000 |
| Securities available for sale | 22,882,000 | 22,465,000 | 20,948,000 | 19,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,916,000 | 44,250,000 | 42,611,000 | 44,521,000 |
| Interest-bearing deposits | 35,766,000 | 35,161,000 | 34,821,000 | 35,446,000 |
| Noninterest-bearing deposits | 11,150,000 | 9,089,000 | 7,790,000 | 9,075,000 |
| Equity capital | 7,185,000 | 7,396,000 | 7,497,000 | 7,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,236,000 | 1,848,000 | 2,470,000 |
| Interest expense | 84,000 | 168,000 | 250,000 | 333,000 |
| Net interest income | 532,000 | 1,068,000 | 1,598,000 | 2,137,000 |
| Noninterest income | 60,000 | 115,000 | 171,000 | 227,000 |
| Noninterest expense | 358,000 | 739,000 | 1,092,000 | 1,500,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 228,000 | 423,000 | 636,000 | 793,000 |
| Income tax | 56,000 | 104,000 | 157,000 | 186,000 |
| Net income | 172,000 | 319,000 | 479,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,897,000 | 7,010,000 | 7,170,000 | 7,177,000 |
| Total capital | 7,372,000 | 7,488,000 | 7,643,000 | 7,653,000 |
| Risk-weighted assets | 37,552,000 | 37,762,000 | 37,351,000 | 37,560,000 |