Call reports 2015
KANSAS STATE BANK — 2015
What KANSAS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 53,919,000 | 53,659,000 | 55,332,000 | 56,274,000 |
| Total loans | 25,887,000 | 28,975,000 | 29,329,000 | 28,866,000 |
| Allowance for loan losses | 853,000 | 863,000 | 874,000 | 911,000 |
| Securities available for sale | 23,356,000 | 21,148,000 | 21,513,000 | 20,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,864,000 | 43,585,000 | 44,015,000 | 45,018,000 |
| Interest-bearing deposits | 36,970,000 | 36,772,000 | 35,819,000 | 35,210,000 |
| Noninterest-bearing deposits | 6,894,000 | 6,813,000 | 8,196,000 | 9,808,000 |
| Equity capital | 6,792,000 | 6,777,000 | 6,991,000 | 7,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,141,000 | 1,732,000 | 2,346,000 |
| Interest expense | 82,000 | 164,000 | 246,000 | 332,000 |
| Net interest income | 482,000 | 977,000 | 1,486,000 | 2,014,000 |
| Noninterest income | 55,000 | 115,000 | 171,000 | 226,000 |
| Noninterest expense | 346,000 | 711,000 | 1,071,000 | 1,435,000 |
| Provision for loan losses | 8,000 | 15,000 | 28,000 | 53,000 |
| Pretax income | 183,000 | 375,000 | 567,000 | 761,000 |
| Income tax | 45,000 | 92,000 | 138,000 | 182,000 |
| Net income | 138,000 | 283,000 | 429,000 | 579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,428,000 | 6,539,000 | 6,686,000 | 6,725,000 |
| Total capital | 6,847,000 | 6,985,000 | 7,142,000 | 7,180,000 |
| Risk-weighted assets | 33,086,000 | 35,268,000 | 36,019,000 | 35,930,000 |