Call reports 2014
KANSAS STATE BANK — 2014
What KANSAS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 54,440,000 | 53,754,000 | 54,825,000 | 54,360,000 |
| Total loans | 23,739,000 | 25,291,000 | 24,471,000 | 26,816,000 |
| Allowance for loan losses | 768,000 | 787,000 | 808,000 | 829,000 |
| Securities available for sale | 24,786,000 | 24,307,000 | 24,110,000 | 24,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,905,000 | 44,022,000 | 44,875,000 | 44,510,000 |
| Interest-bearing deposits | 37,858,000 | 37,620,000 | 37,955,000 | 37,352,000 |
| Noninterest-bearing deposits | 7,047,000 | 6,402,000 | 6,920,000 | 7,158,000 |
| Equity capital | 6,282,000 | 6,421,000 | 6,565,000 | 6,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,105,000 | 1,641,000 | 2,188,000 |
| Interest expense | 80,000 | 161,000 | 243,000 | 327,000 |
| Net interest income | 479,000 | 944,000 | 1,398,000 | 1,861,000 |
| Noninterest income | 60,000 | 117,000 | 189,000 | 232,000 |
| Noninterest expense | 333,000 | 695,000 | 1,055,000 | 1,420,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 191,000 | 334,000 | 504,000 | 630,000 |
| Income tax | 47,000 | 81,000 | 123,000 | 138,000 |
| Net income | 144,000 | 253,000 | 381,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,080,000 | 6,156,000 | 6,284,000 | 6,290,000 |
| Total capital | 6,459,000 | 6,554,000 | 6,679,000 | 6,708,000 |
| Risk-weighted assets | 29,923,000 | 31,414,000 | 31,156,000 | 32,984,000 |