Call reports 2013
KANSAS STATE BANK — 2013
What KANSAS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 50,705,000 | 57,005,000 | 54,186,000 | 53,470,000 |
| Total loans | 22,868,000 | 24,136,000 | 23,430,000 | 24,566,000 |
| Allowance for loan losses | 1,027,000 | 716,000 | 741,000 | 762,000 |
| Securities available for sale | 24,903,000 | 27,723,000 | 26,003,000 | 25,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,224,000 | 47,738,000 | 45,057,000 | 44,319,000 |
| Interest-bearing deposits | 34,285,000 | 41,004,000 | 39,003,000 | 37,593,000 |
| Noninterest-bearing deposits | 6,939,000 | 6,734,000 | 6,054,000 | 6,726,000 |
| Equity capital | 6,237,000 | 5,964,000 | 5,786,000 | 5,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 975,000 | 1,489,000 | 2,059,000 |
| Interest expense | 94,000 | 185,000 | 273,000 | 360,000 |
| Net interest income | 388,000 | 790,000 | 1,216,000 | 1,699,000 |
| Noninterest income | 49,000 | 106,000 | 165,000 | 225,000 |
| Noninterest expense | 334,000 | 650,000 | 997,000 | 1,374,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 117,000 | 245,000 | 368,000 | 535,000 |
| Income tax | 30,000 | 63,000 | 89,000 | 98,000 |
| Net income | 87,000 | 182,000 | 279,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,720,000 | 5,782,000 | 5,878,000 | 5,936,000 |
| Total capital | 6,085,000 | 6,172,000 | 6,258,000 | 6,322,000 |
| Risk-weighted assets | 28,520,000 | 30,844,000 | 30,000,000 | 30,505,000 |