Call reports 2012
KANSAS STATE BANK — 2012
What KANSAS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,735,000 | 49,254,000 | 49,219,000 | 51,156,000 |
| Total loans | 21,586,000 | 22,991,000 | 23,027,000 | 23,220,000 |
| Allowance for loan losses | 979,000 | 958,000 | 999,000 | 1,034,000 |
| Securities available for sale | 22,599,000 | 22,395,000 | 22,186,000 | 23,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,348,000 | 38,754,000 | 38,533,000 | 40,763,000 |
| Interest-bearing deposits | 32,643,000 | 33,034,000 | 32,567,000 | 34,028,000 |
| Noninterest-bearing deposits | 8,705,000 | 5,720,000 | 5,966,000 | 6,735,000 |
| Equity capital | 6,115,000 | 6,168,000 | 6,305,000 | 6,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,032,000 | 1,577,000 | 2,058,000 |
| Interest expense | 121,000 | 239,000 | 354,000 | 462,000 |
| Net interest income | 379,000 | 793,000 | 1,223,000 | 1,596,000 |
| Noninterest income | 34,000 | 66,000 | 109,000 | 156,000 |
| Noninterest expense | 334,000 | 633,000 | 1,018,000 | 1,392,000 |
| Provision for loan losses | 30,000 | 120,000 | 150,000 | 180,000 |
| Pretax income | 90,000 | 253,000 | 320,000 | 385,000 |
| Income tax | 22,000 | 62,000 | 73,000 | 42,000 |
| Net income | 68,000 | 191,000 | 247,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,485,000 | 5,575,000 | 5,631,000 | 5,632,000 |
| Total capital | 5,842,000 | 5,937,000 | 5,989,000 | 5,999,000 |
| Risk-weighted assets | 27,933,000 | 28,384,000 | 27,991,000 | 28,724,000 |