Call reports 2011
KANSAS STATE BANK — 2011
What KANSAS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 48,320,000 | 49,500,000 | 48,913,000 | 47,901,000 |
| Total loans | 23,290,000 | 24,184,000 | 23,149,000 | 22,218,000 |
| Allowance for loan losses | 1,011,000 | 1,033,000 | 1,012,000 | 934,000 |
| Securities available for sale | 20,353,000 | 20,826,000 | 20,513,000 | 22,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,175,000 | 39,642,000 | 38,789,000 | 37,878,000 |
| Interest-bearing deposits | 31,457,000 | 33,729,000 | 33,194,000 | 31,892,000 |
| Noninterest-bearing deposits | 5,718,000 | 5,913,000 | 5,595,000 | 5,986,000 |
| Equity capital | 5,344,000 | 5,661,000 | 5,876,000 | 5,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,167,000 | 1,749,000 | 2,288,000 |
| Interest expense | 144,000 | 284,000 | 421,000 | 554,000 |
| Net interest income | 413,000 | 883,000 | 1,328,000 | 1,734,000 |
| Noninterest income | 43,000 | 67,000 | 104,000 | 143,000 |
| Noninterest expense | 297,000 | 605,000 | 954,000 | 1,253,000 |
| Provision for loan losses | 30,000 | 60,000 | 95,000 | 145,000 |
| Pretax income | 129,000 | 289,000 | 465,000 | 577,000 |
| Income tax | 32,000 | 72,000 | 115,000 | 129,000 |
| Net income | 97,000 | 217,000 | 350,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,199,000 | 5,286,000 | 5,420,000 | 5,417,000 |
| Total capital | 5,566,000 | 5,660,000 | 5,783,000 | 5,775,000 |
| Risk-weighted assets | 28,677,000 | 29,262,000 | 28,503,000 | 28,027,000 |