Call reports 2010
KANSAS STATE BANK — 2010
What KANSAS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,822,000 | 47,414,000 | 46,703,000 | 46,698,000 |
| Total loans | 24,397,000 | 23,811,000 | 23,493,000 | 23,415,000 |
| Allowance for loan losses | 909,000 | 966,000 | 1,002,000 | 974,000 |
| Securities available for sale | 19,422,000 | 19,655,000 | 19,818,000 | 19,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,462,000 | 36,022,000 | 35,102,000 | 35,804,000 |
| Interest-bearing deposits | 32,799,000 | 31,672,000 | 30,348,000 | 30,280,000 |
| Noninterest-bearing deposits | 4,663,000 | 4,350,000 | 4,754,000 | 5,524,000 |
| Equity capital | 5,513,000 | 5,577,000 | 5,720,000 | 5,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,203,000 | 1,805,000 | 2,369,000 |
| Interest expense | 181,000 | 351,000 | 512,000 | 669,000 |
| Net interest income | 433,000 | 852,000 | 1,293,000 | 1,700,000 |
| Noninterest income | 18,000 | 56,000 | 88,000 | 106,000 |
| Noninterest expense | 324,000 | 604,000 | 931,000 | 1,197,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 220,000 |
| Pretax income | 85,000 | 233,000 | 357,000 | 489,000 |
| Income tax | 22,000 | 58,000 | 87,000 | 110,000 |
| Net income | 63,000 | 175,000 | 270,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,217,000 | 5,293,000 | 5,388,000 | 5,102,000 |
| Total capital | 5,600,000 | 5,667,000 | 5,754,000 | 5,467,000 |
| Risk-weighted assets | 30,128,000 | 29,291,000 | 28,682,000 | 28,571,000 |