Call reports 2009
KANSAS STATE BANK — 2009
What KANSAS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 44,566,000 | 44,464,000 | 46,015,000 | 47,043,000 |
| Total loans | 23,931,000 | 24,463,000 | 25,095,000 | 24,593,000 |
| Allowance for loan losses | 703,000 | 758,000 | 772,000 | 844,000 |
| Securities available for sale | 16,608,000 | 17,337,000 | 17,674,000 | 17,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,553,000 | 33,407,000 | 34,560,000 | 35,575,000 |
| Interest-bearing deposits | 29,097,000 | 29,233,000 | 30,133,000 | 30,798,000 |
| Noninterest-bearing deposits | 4,456,000 | 4,174,000 | 4,427,000 | 4,777,000 |
| Equity capital | 4,994,000 | 5,001,000 | 5,329,000 | 5,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,280,000 | 1,926,000 | 2,571,000 |
| Interest expense | 226,000 | 443,000 | 644,000 | 838,000 |
| Net interest income | 411,000 | 837,000 | 1,282,000 | 1,733,000 |
| Noninterest income | 40,000 | 79,000 | 135,000 | 169,000 |
| Noninterest expense | 311,000 | 628,000 | 967,000 | 1,250,000 |
| Provision for loan losses | 85,000 | 145,000 | 205,000 | 265,000 |
| Pretax income | 68,000 | 196,000 | 339,000 | 481,000 |
| Income tax | 14,000 | 48,000 | 83,000 | 109,000 |
| Net income | 54,000 | 148,000 | 256,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,950,000 | 5,008,000 | 5,116,000 | 5,154,000 |
| Total capital | 5,321,000 | 5,387,000 | 5,497,000 | 5,535,000 |
| Risk-weighted assets | 29,345,000 | 29,915,000 | 30,049,000 | 29,980,000 |