Call reports 2008
KANSAS STATE BANK — 2008
What KANSAS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 41,718,000 | 42,498,000 | 43,938,000 | 42,982,000 |
| Total loans | 25,677,000 | 25,751,000 | 26,172,000 | 24,665,000 |
| Allowance for loan losses | 521,000 | 580,000 | 633,000 | 618,000 |
| Securities available for sale | 13,381,000 | 14,210,000 | 14,633,000 | 15,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,671,000 | 31,550,000 | 32,832,000 | 31,990,000 |
| Interest-bearing deposits | 26,323,000 | 27,343,000 | 28,271,000 | 27,675,000 |
| Noninterest-bearing deposits | 4,348,000 | 4,207,000 | 4,561,000 | 4,315,000 |
| Equity capital | 4,961,000 | 4,809,000 | 5,001,000 | 4,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,457,000 | 2,186,000 | 2,865,000 |
| Interest expense | 279,000 | 548,000 | 813,000 | 1,062,000 |
| Net interest income | 453,000 | 909,000 | 1,373,000 | 1,803,000 |
| Noninterest income | 46,000 | 92,000 | 144,000 | 214,000 |
| Noninterest expense | 288,000 | 599,000 | 904,000 | 1,207,000 |
| Provision for loan losses | 35,000 | 90,000 | 150,000 | 640,000 |
| Pretax income | 194,000 | 332,000 | 482,000 | 189,000 |
| Income tax | 49,000 | 82,000 | 119,000 | -10,000 |
| Net income | 145,000 | 250,000 | 363,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,986,000 | 5,055,000 | 5,167,000 | 4,896,000 |
| Total capital | 5,368,000 | 5,440,000 | 5,562,000 | 5,274,000 |
| Risk-weighted assets | 30,396,000 | 30,639,000 | 31,361,000 | 29,977,000 |