Call reports 2007
KANSAS STATE BANK — 2007
What KANSAS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,605,000 | 39,254,000 | 39,960,000 | 40,305,000 |
| Total loans | 23,918,000 | 24,728,000 | 25,504,000 | 25,199,000 |
| Allowance for loan losses | 638,000 | 667,000 | 938,000 | 483,000 |
| Securities available for sale | 13,751,000 | 12,567,000 | 12,708,000 | 12,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,807,000 | 28,855,000 | 29,081,000 | 29,394,000 |
| Interest-bearing deposits | 24,325,000 | 24,626,000 | 25,013,000 | 25,196,000 |
| Noninterest-bearing deposits | 4,482,000 | 4,229,000 | 4,068,000 | 4,198,000 |
| Equity capital | 4,798,000 | 4,643,000 | 4,716,000 | 4,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,328,000 | 2,012,000 | 2,751,000 |
| Interest expense | 265,000 | 548,000 | 842,000 | 1,132,000 |
| Net interest income | 424,000 | 780,000 | 1,170,000 | 1,619,000 |
| Noninterest income | 44,000 | 84,000 | 139,000 | 170,000 |
| Noninterest expense | 283,000 | 582,000 | 867,000 | 1,176,000 |
| Provision for loan losses | 24,000 | 50,000 | 317,000 | 412,000 |
| Pretax income | 165,000 | 234,000 | 126,000 | 203,000 |
| Income tax | 33,000 | 65,000 | 29,000 | 14,000 |
| Net income | 132,000 | 169,000 | 97,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,928,000 | 4,929,000 | 4,857,000 | 4,841,000 |
| Total capital | 5,288,000 | 5,297,000 | 5,235,000 | 5,216,000 |
| Risk-weighted assets | 28,522,000 | 29,168,000 | 29,704,000 | 29,869,000 |