Call reports 2006
KANSAS STATE BANK — 2006
What KANSAS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,277,000 | 38,800,000 | 38,527,000 | 38,841,000 |
| Total loans | 21,801,000 | 22,545,000 | 22,558,000 | 22,998,000 |
| Allowance for loan losses | 660,000 | 701,000 | 725,000 | 671,000 |
| Securities available for sale | 14,407,000 | 13,922,000 | 13,964,000 | 13,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,895,000 | 28,400,000 | 27,790,000 | 27,558,000 |
| Interest-bearing deposits | 23,533,000 | 23,769,000 | 23,838,000 | 23,264,000 |
| Noninterest-bearing deposits | 4,362,000 | 4,631,000 | 3,952,000 | 4,294,000 |
| Equity capital | 4,407,000 | 4,359,000 | 4,584,000 | 4,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,202,000 | 1,867,000 | 2,554,000 |
| Interest expense | 185,000 | 396,000 | 634,000 | 884,000 |
| Net interest income | 390,000 | 806,000 | 1,233,000 | 1,670,000 |
| Noninterest income | 54,000 | 105,000 | 140,000 | 197,000 |
| Noninterest expense | 284,000 | 580,000 | 864,000 | 1,186,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 136,000 | 283,000 | 421,000 | 539,000 |
| Income tax | 29,000 | 70,000 | 102,000 | 134,000 |
| Net income | 107,000 | 213,000 | 319,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,654,000 | 4,725,000 | 4,830,000 | 4,796,000 |
| Total capital | 4,990,000 | 5,070,000 | 5,176,000 | 5,146,000 |
| Risk-weighted assets | 26,574,000 | 27,273,000 | 27,281,000 | 27,713,000 |