Call reports 2005
KANSAS STATE BANK — 2005
What KANSAS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,446,000 | 37,996,000 | 37,688,000 | 37,528,000 |
| Total loans | 20,863,000 | 21,140,000 | 21,083,000 | 20,785,000 |
| Allowance for loan losses | 620,000 | 666,000 | 618,000 | 629,000 |
| Securities available for sale | 10,329,000 | 14,728,000 | 14,472,000 | 14,662,000 |
| Securities held to maturity | 4,517,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,518,000 | 27,795,000 | 27,424,000 | 27,446,000 |
| Interest-bearing deposits | 24,450,000 | 23,941,000 | 23,316,000 | 23,088,000 |
| Noninterest-bearing deposits | 4,068,000 | 3,854,000 | 4,108,000 | 4,358,000 |
| Equity capital | 4,232,000 | 4,381,000 | 4,431,000 | 4,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 517,000 | 1,068,000 | 1,631,000 | 2,205,000 |
| Interest expense | 140,000 | 294,000 | 460,000 | 634,000 |
| Net interest income | 377,000 | 774,000 | 1,171,000 | 1,571,000 |
| Noninterest income | 40,000 | 77,000 | 113,000 | 157,000 |
| Noninterest expense | 261,000 | 542,000 | 818,000 | 1,145,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 134,000 | 253,000 | 389,000 | 482,000 |
| Income tax | 45,000 | 83,000 | 126,000 | 118,000 |
| Net income | 89,000 | 170,000 | 263,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,428,000 | 4,473,000 | 4,566,000 | 4,548,000 |
| Total capital | 4,748,000 | 4,798,000 | 4,891,000 | 4,871,000 |
| Risk-weighted assets | 25,279,000 | 25,651,000 | 25,676,000 | 25,527,000 |