Call reports 2004
KANSAS STATE BANK — 2004
What KANSAS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 39,447,000 | 38,717,000 | 37,309,000 | 37,567,000 |
| Total loans | 20,287,000 | 20,795,000 | 20,527,000 | 20,735,000 |
| Allowance for loan losses | 744,000 | 778,000 | 824,000 | 642,000 |
| Securities available for sale | 13,568,000 | 12,104,000 | 10,734,000 | 10,810,000 |
| Securities held to maturity | 4,410,000 | 4,537,000 | 4,535,000 | 4,518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,063,000 | 29,830,000 | 29,435,000 | 28,767,000 |
| Interest-bearing deposits | 28,208,000 | 26,308,000 | 25,775,000 | 24,548,000 |
| Noninterest-bearing deposits | 3,855,000 | 3,522,000 | 3,660,000 | 4,219,000 |
| Equity capital | 4,177,000 | 3,991,000 | 4,264,000 | 4,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,077,000 | 1,615,000 | 2,160,000 |
| Interest expense | 154,000 | 300,000 | 444,000 | 582,000 |
| Net interest income | 392,000 | 777,000 | 1,171,000 | 1,578,000 |
| Noninterest income | 46,000 | 91,000 | 135,000 | 176,000 |
| Noninterest expense | 264,000 | 536,000 | 802,000 | 1,089,000 |
| Provision for loan losses | 15,000 | 45,000 | 85,000 | 115,000 |
| Pretax income | 171,000 | 299,000 | 431,000 | 562,000 |
| Income tax | 63,000 | 111,000 | 158,000 | 152,000 |
| Net income | 108,000 | 188,000 | 273,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,193,000 | 4,237,000 | 4,322,000 | 4,339,000 |
| Total capital | 4,510,000 | 4,560,000 | 4,636,000 | 4,658,000 |
| Risk-weighted assets | 24,944,000 | 25,387,000 | 24,621,000 | 25,222,000 |