Call reports 2003
KANSAS STATE BANK — 2003
What KANSAS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 39,276,000 | 39,148,000 | 40,962,000 | 40,109,000 |
| Total loans | 19,307,000 | 19,491,000 | 20,596,000 | 21,289,000 |
| Allowance for loan losses | 729,000 | 799,000 | 820,000 | 728,000 |
| Securities available for sale | 12,972,000 | 14,074,000 | 14,420,000 | 13,373,000 |
| Securities held to maturity | 3,040,000 | 3,975,000 | 4,110,000 | 4,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,161,000 | 31,062,000 | 32,844,000 | 32,293,000 |
| Interest-bearing deposits | 27,793,000 | 27,769,000 | 29,343,000 | 28,435,000 |
| Noninterest-bearing deposits | 3,368,000 | 3,293,000 | 3,501,000 | 3,858,000 |
| Equity capital | 3,976,000 | 3,983,000 | 4,003,000 | 4,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,165,000 | 1,742,000 | 2,324,000 |
| Interest expense | 231,000 | 439,000 | 637,000 | 815,000 |
| Net interest income | 351,000 | 726,000 | 1,105,000 | 1,509,000 |
| Noninterest income | 44,000 | 87,000 | 123,000 | 167,000 |
| Noninterest expense | 248,000 | 485,000 | 746,000 | 1,024,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 75,000 |
| Pretax income | 136,000 | 312,000 | 459,000 | 608,000 |
| Income tax | 51,000 | 111,000 | 170,000 | 179,000 |
| Net income | 116,000 | 232,000 | 320,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,879,000 | 3,959,000 | 4,048,000 | 4,085,000 |
| Total capital | 4,178,000 | 4,263,000 | 4,369,000 | 4,411,000 |
| Risk-weighted assets | 23,471,000 | 23,801,000 | 25,164,000 | 25,718,000 |