Call reports 2002
KANSAS STATE BANK — 2002
What KANSAS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,523,000 | 36,158,000 | 35,859,000 | 37,779,000 |
| Total loans | 18,812,000 | 19,501,000 | 20,378,000 | 20,702,000 |
| Allowance for loan losses | 732,000 | 770,000 | 778,000 | 727,000 |
| Securities available for sale | 13,093,000 | 13,011,000 | 11,214,000 | 11,571,000 |
| Securities held to maturity | 1,655,000 | 1,907,000 | 2,564,000 | 3,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,472,000 | 28,972,000 | 29,413,000 | 29,677,000 |
| Interest-bearing deposits | 26,245,000 | 25,886,000 | 26,567,000 | 26,482,000 |
| Noninterest-bearing deposits | 3,227,000 | 3,086,000 | 2,846,000 | 3,195,000 |
| Equity capital | 3,552,000 | 3,792,000 | 3,921,000 | 3,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,318,000 | 1,949,000 | 2,566,000 |
| Interest expense | 270,000 | 524,000 | 773,000 | 1,017,000 |
| Net interest income | 409,000 | 794,000 | 1,176,000 | 1,549,000 |
| Noninterest income | 53,000 | 101,000 | 139,000 | 186,000 |
| Noninterest expense | 248,000 | 496,000 | 764,000 | 1,059,000 |
| Provision for loan losses | 15,000 | 30,000 | 55,000 | 85,000 |
| Pretax income | 208,000 | 417,000 | 589,000 | 693,000 |
| Income tax | 74,000 | 152,000 | 215,000 | 230,000 |
| Net income | 134,000 | 265,000 | 374,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,572,000 | 3,667,000 | 3,776,000 | 3,763,000 |
| Total capital | 3,852,000 | 3,955,000 | 4,074,000 | 4,071,000 |
| Risk-weighted assets | 21,920,000 | 22,574,000 | 23,364,000 | 24,233,000 |