Call reports 2001
KANSAS STATE BANK — 2001
What KANSAS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,994,000 | 32,134,000 | 32,167,000 | 35,967,000 |
| Total loans | 17,366,000 | 18,211,000 | 18,166,000 | 18,187,000 |
| Allowance for loan losses | 620,000 | 615,000 | 614,000 | 635,000 |
| Securities available for sale | 10,392,000 | 10,301,000 | 10,572,000 | 13,069,000 |
| Securities held to maturity | 890,000 | 839,000 | 973,000 | 1,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,462,000 | 27,457,000 | 27,317,000 | 28,864,000 |
| Interest-bearing deposits | 24,641,000 | 24,923,000 | 24,578,000 | 25,524,000 |
| Noninterest-bearing deposits | 2,821,000 | 2,534,000 | 2,739,000 | 3,340,000 |
| Equity capital | 3,348,000 | 3,457,000 | 3,575,000 | 3,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,288,000 | 1,920,000 | 2,578,000 |
| Interest expense | 321,000 | 628,000 | 927,000 | 1,220,000 |
| Net interest income | 332,000 | 660,000 | 993,000 | 1,358,000 |
| Noninterest income | 54,000 | 99,000 | 144,000 | 198,000 |
| Noninterest expense | 289,000 | 546,000 | 816,000 | 1,082,000 |
| Provision for loan losses | 30,000 | 53,000 | 83,000 | 113,000 |
| Pretax income | 67,000 | 170,000 | 250,000 | 395,000 |
| Income tax | 25,000 | 58,000 | 94,000 | 148,000 |
| Net income | 42,000 | 112,000 | 156,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,265,000 | 3,362,000 | 3,406,000 | 3,438,000 |
| Total capital | 3,509,000 | 3,618,000 | 3,666,000 | 3,710,000 |
| Risk-weighted assets | 19,220,000 | 20,125,000 | 20,422,000 | 21,473,000 |