Call reports 2012
3RD FED BANK — 2012
What 3RD FED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 695,629,000 | 688,989,000 | 700,808,000 | 714,131,000 |
| Total loans | 498,357,000 | 519,946,000 | 541,610,000 | 534,348,000 |
| Allowance for loan losses | 6,981,000 | 6,163,000 | 6,772,000 | 6,922,000 |
| Securities available for sale | 123,830,000 | 115,504,000 | 106,957,000 | 102,284,000 |
| Securities held to maturity | 2,440,000 | 2,351,000 | 2,079,000 | 1,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,462,000 | 555,375,000 | 540,797,000 | 567,606,000 |
| Interest-bearing deposits | 513,917,000 | 500,985,000 | 484,724,000 | 514,764,000 |
| Noninterest-bearing deposits | 53,545,000 | 54,390,000 | 56,073,000 | 52,842,000 |
| Equity capital | 75,112,000 | 76,414,000 | 78,126,000 | 79,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,318,000 | 14,717,000 | 22,170,000 | 29,529,000 |
| Interest expense | 1,477,000 | 2,758,000 | 3,905,000 | 4,951,000 |
| Net interest income | 5,841,000 | 11,959,000 | 18,265,000 | 24,578,000 |
| Noninterest income | 1,029,000 | 1,477,000 | 2,362,000 | 3,325,000 |
| Noninterest expense | 4,716,000 | 9,030,000 | 13,234,000 | 17,586,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,750,000 | 2,400,000 |
| Pretax income | 1,654,000 | 3,406,000 | 5,643,000 | 8,002,000 |
| Income tax | 382,000 | 811,000 | 1,388,000 | 2,030,000 |
| Net income | 1,272,000 | 2,595,000 | 4,255,000 | 5,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,992,000 | 70,951,000 | 72,255,000 | 73,612,000 |
| Total capital | 75,425,000 | 76,399,000 | 77,789,000 | 79,159,000 |
| Risk-weighted assets | 433,118,000 | 439,923,000 | 441,453,000 | 442,418,000 |