Call reports 2016
CLAYTON BANK AND TRUST — 2016
What CLAYTON BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 796,281,000 | 822,646,000 | 908,173,000 | 886,905,000 |
| Total loans | 676,724,000 | 708,477,000 | 732,475,000 | 780,008,000 |
| Allowance for loan losses | 19,165,000 | 19,064,000 | 18,748,000 | 17,677,000 |
| Securities available for sale | 48,255,000 | 46,537,000 | 44,125,000 | 41,145,000 |
| Securities held to maturity | 12,054,000 | 11,564,000 | 11,441,000 | 11,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 612,079,000 | 628,650,000 | 707,611,000 | 686,549,000 |
| Interest-bearing deposits | 496,247,000 | 513,301,000 | 586,886,000 | 539,591,000 |
| Noninterest-bearing deposits | 115,832,000 | 115,349,000 | 120,725,000 | 146,958,000 |
| Equity capital | 141,283,000 | 148,639,000 | 156,446,000 | 157,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,797,000 | 23,707,000 | 36,251,000 | 48,793,000 |
| Interest expense | 1,316,000 | 2,701,000 | 4,046,000 | 5,392,000 |
| Net interest income | 10,481,000 | 21,006,000 | 32,205,000 | 43,401,000 |
| Noninterest income | 1,058,000 | 2,300,000 | 3,611,000 | 4,726,000 |
| Noninterest expense | 4,232,000 | 8,231,000 | 12,333,000 | 16,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,307,000 | 15,075,000 | 23,483,000 | 31,505,000 |
| Income tax | 452,000 | 949,000 | 1,483,000 | 1,987,000 |
| Net income | 6,855,000 | 14,126,000 | 22,000,000 | 29,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,496,000 | 146,769,000 | 154,644,000 | 156,332,000 |
| Total capital | 149,472,000 | 157,180,000 | 165,514,000 | 167,513,000 |
| Risk-weighted assets | 788,887,000 | 824,201,000 | 861,688,000 | 887,971,000 |