Call reports 2014
CLAYTON BANK AND TRUST — 2014
What CLAYTON BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 654,689,000 | 644,121,000 | 671,957,000 | 708,292,000 |
| Total loans | 543,431,000 | 533,533,000 | 560,368,000 | 563,218,000 |
| Allowance for loan losses | 21,490,000 | 21,546,000 | 21,300,000 | 20,980,000 |
| Securities available for sale | 56,845,000 | 56,072,000 | 53,994,000 | 54,761,000 |
| Securities held to maturity | 14,880,000 | 14,726,000 | 14,565,000 | 14,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 516,424,000 | 500,168,000 | 504,294,000 | 547,005,000 |
| Interest-bearing deposits | 433,786,000 | 419,256,000 | 424,846,000 | 444,579,000 |
| Noninterest-bearing deposits | 82,638,000 | 80,912,000 | 79,448,000 | 102,426,000 |
| Equity capital | 112,050,000 | 117,767,000 | 123,930,000 | 119,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,747,000 | 19,471,000 | 29,759,000 | 40,003,000 |
| Interest expense | 1,075,000 | 2,092,000 | 3,093,000 | 4,192,000 |
| Net interest income | 8,672,000 | 17,379,000 | 26,666,000 | 35,811,000 |
| Noninterest income | 834,000 | 1,891,000 | 3,139,000 | 3,903,000 |
| Noninterest expense | 3,994,000 | 8,130,000 | 12,211,000 | 16,134,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,512,000 | 11,140,000 | 17,594,000 | 23,580,000 |
| Income tax | 344,000 | 797,000 | 1,101,000 | 1,469,000 |
| Net income | 5,168,000 | 10,343,000 | 16,493,000 | 22,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,831,000 | 116,034,000 | 122,213,000 | 117,858,000 |
| Total capital | 118,445,000 | 123,451,000 | 130,015,000 | 125,824,000 |
| Risk-weighted assets | 595,233,000 | 579,247,000 | 610,701,000 | 624,249,000 |