Call reports 2013
CLAYTON BANK AND TRUST — 2013
What CLAYTON BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 709,816,000 | 719,288,000 | 692,441,000 | 678,563,000 |
| Total loans | 567,794,000 | 583,635,000 | 545,868,000 | 539,821,000 |
| Allowance for loan losses | 22,171,000 | 21,783,000 | 21,971,000 | 21,969,000 |
| Securities available for sale | 65,558,000 | 58,730,000 | 54,594,000 | 57,878,000 |
| Securities held to maturity | 15,794,000 | 15,428,000 | 15,172,000 | 15,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,793,000 | 567,952,000 | 546,114,000 | 526,198,000 |
| Interest-bearing deposits | 483,581,000 | 481,184,000 | 474,448,000 | 450,472,000 |
| Noninterest-bearing deposits | 82,212,000 | 86,768,000 | 71,666,000 | 75,726,000 |
| Equity capital | 105,456,000 | 111,306,000 | 112,716,000 | 106,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,690,000 | 23,244,000 | 34,330,000 | 44,568,000 |
| Interest expense | 1,406,000 | 2,777,000 | 4,060,000 | 5,228,000 |
| Net interest income | 10,284,000 | 20,467,000 | 30,270,000 | 39,340,000 |
| Noninterest income | 1,290,000 | 2,548,000 | 3,526,000 | 6,059,000 |
| Noninterest expense | 3,937,000 | 7,631,000 | 11,546,000 | 16,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,637,000 | 15,384,000 | 22,250,000 | 28,762,000 |
| Income tax | 512,000 | 971,000 | 1,404,000 | 1,804,000 |
| Net income | 7,125,000 | 14,413,000 | 20,846,000 | 26,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,587,000 | 109,913,000 | 111,455,000 | 105,635,000 |
| Total capital | 110,392,000 | 117,910,000 | 119,110,000 | 113,211,000 |
| Risk-weighted assets | 610,023,000 | 626,010,000 | 598,081,000 | 591,653,000 |