Call reports 2012
CLAYTON BANK AND TRUST — 2012
What CLAYTON BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 619,600,000 | 749,924,000 | 716,628,000 | 718,364,000 |
| Total loans | 486,066,000 | 550,519,000 | 553,566,000 | 561,176,000 |
| Allowance for loan losses | 21,302,000 | 22,252,000 | 22,962,000 | 22,702,000 |
| Securities available for sale | 81,962,000 | 86,526,000 | 82,746,000 | 71,864,000 |
| Securities held to maturity | 16,799,000 | 15,839,000 | 16,411,000 | 16,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,711,000 | 615,639,000 | 574,373,000 | 569,867,000 |
| Interest-bearing deposits | 438,457,000 | 542,273,000 | 504,588,000 | 488,933,000 |
| Noninterest-bearing deposits | 49,254,000 | 73,366,000 | 69,785,000 | 80,934,000 |
| Equity capital | 91,360,000 | 95,588,000 | 102,780,000 | 98,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,453,000 | 21,201,000 | 34,501,000 | 45,514,000 |
| Interest expense | 1,722,000 | 3,293,000 | 5,046,000 | 6,551,000 |
| Net interest income | 9,731,000 | 17,908,000 | 29,455,000 | 38,963,000 |
| Noninterest income | 690,000 | 1,863,000 | 2,902,000 | 5,287,000 |
| Noninterest expense | 3,385,000 | 6,733,000 | 11,192,000 | 15,913,000 |
| Provision for loan losses | 3,407,000 | 4,857,000 | 5,857,000 | 5,857,000 |
| Pretax income | 3,629,000 | 8,181,000 | 15,354,000 | 22,480,000 |
| Income tax | 131,000 | 517,000 | 729,000 | 1,407,000 |
| Net income | 3,498,000 | 7,664,000 | 14,625,000 | 21,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,040,000 | 92,080,000 | 99,062,000 | 95,423,000 |
| Total capital | 94,585,000 | 99,529,000 | 106,567,000 | 103,022,000 |
| Risk-weighted assets | 508,859,000 | 581,144,000 | 584,921,000 | 592,806,000 |