Call reports 2011
CLAYTON BANK AND TRUST — 2011
What CLAYTON BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 660,492,000 | 655,779,000 | 656,930,000 | 628,766,000 |
| Total loans | 524,608,000 | 524,852,000 | 522,567,000 | 506,311,000 |
| Allowance for loan losses | 18,313,000 | 19,698,000 | 22,696,000 | 20,335,000 |
| Securities available for sale | 77,072,000 | 83,467,000 | 81,211,000 | 84,755,000 |
| Securities held to maturity | 18,998,000 | 18,556,000 | 17,442,000 | 16,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,128,000 | 525,250,000 | 523,863,000 | 500,337,000 |
| Interest-bearing deposits | 495,904,000 | 480,468,000 | 475,017,000 | 450,390,000 |
| Noninterest-bearing deposits | 36,224,000 | 44,782,000 | 48,845,000 | 49,947,000 |
| Equity capital | 84,230,000 | 87,914,000 | 90,934,000 | 87,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,190,000 | 20,173,000 | 30,096,000 | 40,040,000 |
| Interest expense | 2,307,000 | 4,564,000 | 6,697,000 | 8,621,000 |
| Net interest income | 7,883,000 | 15,609,000 | 23,399,000 | 31,419,000 |
| Noninterest income | 475,000 | 1,050,000 | 1,835,000 | 2,650,000 |
| Noninterest expense | 3,172,000 | 6,156,000 | 9,316,000 | 12,481,000 |
| Provision for loan losses | 2,749,000 | 5,482,000 | 8,586,000 | 11,300,000 |
| Pretax income | 2,437,000 | 5,022,000 | 7,334,000 | 10,290,000 |
| Income tax | 113,000 | 301,000 | 440,000 | 620,000 |
| Net income | 2,324,000 | 4,721,000 | 6,894,000 | 9,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,611,000 | 85,030,000 | 87,224,000 | 84,520,000 |
| Total capital | 89,714,000 | 92,171,000 | 94,183,000 | 91,279,000 |
| Risk-weighted assets | 556,997,000 | 558,748,000 | 540,991,000 | 527,119,000 |