Call reports 2010
CLAYTON BANK AND TRUST — 2010
What CLAYTON BANK AND TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 608,123,000 | 637,208,000 | 637,361,000 | 650,594,000 |
| Total loans | 503,007,000 | 527,298,000 | 527,011,000 | 546,800,000 |
| Allowance for loan losses | 12,449,000 | 14,797,000 | 15,792,000 | 18,103,000 |
| Securities available for sale | 54,577,000 | 60,354,000 | 59,766,000 | 60,623,000 |
| Securities held to maturity | 17,306,000 | 17,732,000 | 16,847,000 | 19,313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,155,000 | 522,909,000 | 510,903,000 | 521,464,000 |
| Interest-bearing deposits | 457,598,000 | 479,592,000 | 457,875,000 | 481,797,000 |
| Noninterest-bearing deposits | 37,557,000 | 43,317,000 | 53,028,000 | 39,667,000 |
| Equity capital | 70,745,000 | 73,186,000 | 85,077,000 | 81,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,249,000 | 18,922,000 | 28,784,000 | 38,675,000 |
| Interest expense | 2,601,000 | 5,152,000 | 7,695,000 | 10,062,000 |
| Net interest income | 6,648,000 | 13,770,000 | 21,089,000 | 28,613,000 |
| Noninterest income | 708,000 | 1,521,000 | 2,242,000 | 2,312,000 |
| Noninterest expense | 2,757,000 | 5,639,000 | 8,874,000 | 11,867,000 |
| Provision for loan losses | 2,740,000 | 5,843,000 | 8,775,000 | 12,372,000 |
| Pretax income | 1,874,000 | 3,824,000 | 5,697,000 | 6,701,000 |
| Income tax | 132,000 | 227,000 | 335,000 | 482,000 |
| Net income | 1,742,000 | 3,597,000 | 5,362,000 | 6,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,866,000 | 70,742,000 | 82,530,000 | 80,265,000 |
| Total capital | 75,831,000 | 78,014,000 | 89,744,000 | 87,625,000 |
| Risk-weighted assets | 551,735,000 | 574,261,000 | 568,525,000 | 578,039,000 |