Call reports 2002
CLAYTON BANK AND TRUST — 2002
What CLAYTON BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 143,018,000 | 143,854,000 | 141,048,000 | 140,996,000 |
| Total loans | 44,437,000 | 42,359,000 | 41,652,000 | 44,446,000 |
| Allowance for loan losses | 3,359,000 | 3,439,000 | 3,469,000 | 3,526,000 |
| Securities available for sale | 43,325,000 | 43,155,000 | 51,609,000 | 61,953,000 |
| Securities held to maturity | 16,191,000 | 15,988,000 | 15,625,000 | 15,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,337,000 | 120,484,000 | 117,063,000 | 115,843,000 |
| Interest-bearing deposits | 101,209,000 | 100,174,000 | 97,056,000 | 92,544,000 |
| Noninterest-bearing deposits | 20,128,000 | 20,310,000 | 20,007,000 | 23,299,000 |
| Equity capital | 20,823,000 | 22,277,000 | 22,693,000 | 24,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,979,000 | 3,933,000 | 5,808,000 | 7,815,000 |
| Interest expense | 878,000 | 1,668,000 | 2,405,000 | 3,092,000 |
| Net interest income | 1,101,000 | 2,265,000 | 3,403,000 | 4,723,000 |
| Noninterest income | 112,000 | 239,000 | 319,000 | 242,000 |
| Noninterest expense | 623,000 | 1,116,000 | 1,939,000 | 2,571,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 200,000 |
| Pretax income | 593,000 | 1,397,000 | 1,693,000 | 2,204,000 |
| Income tax | 0 | 64,000 | 315,000 | 767,000 |
| Net income | 593,000 | 1,333,000 | 1,378,000 | 1,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,746,000 | 21,485,000 | 21,534,000 | 23,345,000 |
| Total capital | 21,521,000 | 22,239,000 | 22,270,000 | 24,150,000 |
| Risk-weighted assets | 59,392,000 | 57,611,000 | 56,096,000 | 51,339,000 |