Call reports 2001
CLAYTON BANK AND TRUST — 2001
What CLAYTON BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 136,124,000 | 136,420,000 | 140,841,000 | 140,403,000 |
| Total loans | 52,371,000 | 51,489,000 | 50,241,000 | 46,610,000 |
| Allowance for loan losses | 708,000 | 750,000 | 756,000 | 3,257,000 |
| Securities available for sale | 43,385,000 | 42,649,000 | 43,438,000 | 43,413,000 |
| Securities held to maturity | 15,906,000 | 16,361,000 | 15,953,000 | 16,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,427,000 | 110,698,000 | 114,108,000 | 118,720,000 |
| Interest-bearing deposits | 91,410,000 | 92,168,000 | 95,082,000 | 99,168,000 |
| Noninterest-bearing deposits | 19,017,000 | 18,530,000 | 19,026,000 | 19,552,000 |
| Equity capital | 24,527,000 | 24,412,000 | 25,206,000 | 20,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,396,000 | 4,717,000 | 6,991,000 | 8,936,000 |
| Interest expense | 1,348,000 | 2,669,000 | 3,905,000 | 5,039,000 |
| Net interest income | 1,048,000 | 2,048,000 | 3,086,000 | 3,897,000 |
| Noninterest income | 35,000 | 86,000 | 145,000 | -240,000 |
| Noninterest expense | 512,000 | 1,045,000 | 1,642,000 | 2,615,000 |
| Provision for loan losses | 0 | 282,000 | 449,000 | 4,224,000 |
| Pretax income | 598,000 | 849,000 | 1,205,000 | -3,117,000 |
| Income tax | 79,000 | 129,000 | 179,000 | 229,000 |
| Net income | 519,000 | 720,000 | 1,026,000 | -3,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,999,000 | 24,215,000 | 24,524,000 | 20,151,000 |
| Total capital | 24,707,000 | 24,965,000 | 25,280,000 | 20,933,000 |
| Risk-weighted assets | 64,964,000 | 64,765,000 | 65,236,000 | 60,019,000 |