Call reports 2011
UNION NATIONAL COMMUNITY BANK — 2011
What UNION NATIONAL COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 |
|---|---|
| Total assets | 454,644,000 |
| Total loans | 317,164,000 |
| Allowance for loan losses | 6,258,000 |
| Securities available for sale | 34,200,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 395,429,000 |
| Interest-bearing deposits | 324,595,000 |
| Noninterest-bearing deposits | 70,834,000 |
| Equity capital | 39,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 |
|---|---|
| Interest income | 4,978,000 |
| Interest expense | 1,400,000 |
| Net interest income | 3,578,000 |
| Noninterest income | 989,000 |
| Noninterest expense | 4,085,000 |
| Provision for loan losses | 295,000 |
| Pretax income | 205,000 |
| Income tax | -44,000 |
| Net income | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 |
|---|---|
| Tier 1 capital | 37,485,000 |
| Total capital | 47,975,000 |
| Risk-weighted assets | 357,265,000 |