Call reports 2001
UNION NATIONAL COMMUNITY BANK — 2001
What UNION NATIONAL COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 291,203,000 | 295,312,000 | 294,559,000 | 306,726,000 |
| Total loans | 185,045,000 | 183,930,000 | 182,519,000 | 204,155,000 |
| Allowance for loan losses | 1,887,000 | 1,969,000 | 2,008,000 | 1,893,000 |
| Securities available for sale | 71,745,000 | 77,482,000 | 77,955,000 | 66,595,000 |
| Securities held to maturity | 14,135,000 | 13,132,000 | 13,338,000 | 13,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,060,000 | 213,688,000 | 215,934,000 | 215,725,000 |
| Interest-bearing deposits | 189,489,000 | 189,085,000 | 192,593,000 | 191,478,000 |
| Noninterest-bearing deposits | 23,571,000 | 24,604,000 | 23,342,000 | 24,247,000 |
| Equity capital | 23,069,000 | 23,709,000 | 24,513,000 | 24,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,251,000 | 10,584,000 | 15,802,000 | 21,075,000 |
| Interest expense | 2,709,000 | 5,356,000 | 7,865,000 | 10,194,000 |
| Net interest income | 2,542,000 | 5,228,000 | 7,937,000 | 10,881,000 |
| Noninterest income | 498,000 | 1,110,000 | 1,662,000 | 2,262,000 |
| Noninterest expense | 2,503,000 | 4,979,000 | 7,468,000 | 10,113,000 |
| Provision for loan losses | 113,000 | 273,000 | 357,000 | 576,000 |
| Pretax income | 429,000 | 1,079,000 | 1,792,000 | 2,524,000 |
| Income tax | 22,000 | 117,000 | 239,000 | 369,000 |
| Net income | 407,000 | 962,000 | 1,553,000 | 2,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,868,000 | 23,243,000 | 23,662,000 | 23,979,000 |
| Total capital | 24,755,000 | 25,212,000 | 25,670,000 | 25,872,000 |
| Risk-weighted assets | 193,648,000 | 202,032,000 | 206,915,000 | 215,157,000 |