Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,680,000 | 27,373,000 | 28,228,000 | 27,138,000 |
| Total loans | 17,250,000 | 18,760,000 | 20,162,000 | 19,161,000 |
| Allowance for loan losses | 362,000 | 355,000 | 375,000 | 406,000 |
| Securities available for sale | 6,308,000 | 6,373,000 | 6,501,000 | 6,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,907,000 | 21,361,000 | 21,084,000 | 21,799,000 |
| Interest-bearing deposits | 20,129,000 | 18,581,000 | 18,118,000 | 18,879,000 |
| Noninterest-bearing deposits | 2,778,000 | 2,781,000 | 2,966,000 | 2,920,000 |
| Equity capital | 2,737,000 | 2,725,000 | 2,875,000 | 2,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 703,000 | 1,085,000 | 1,475,000 |
| Interest expense | 111,000 | 220,000 | 342,000 | 475,000 |
| Net interest income | 231,000 | 483,000 | 743,000 | 1,000,000 |
| Noninterest income | 52,000 | 80,000 | 108,000 | 138,000 |
| Noninterest expense | 131,000 | 265,000 | 415,000 | 560,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 152,000 | 298,000 | 416,000 | 528,000 |
| Income tax | 7,000 | 13,000 | 20,000 | 34,000 |
| Net income | 145,000 | 285,000 | 396,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,563,000 | 2,702,000 | 2,765,000 | 2,862,000 |
| Total capital | 2,809,000 | 2,952,000 | 3,028,000 | 3,122,000 |
| Risk-weighted assets | 19,547,000 | 19,864,000 | 20,935,000 | 20,673,000 |