Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,037,000 | 26,674,000 | 25,683,000 | 25,160,000 |
| Total loans | 17,121,000 | 18,085,000 | 18,420,000 | 16,639,000 |
| Allowance for loan losses | 357,000 | 335,000 | 363,000 | 361,000 |
| Securities available for sale | 6,146,000 | 5,472,000 | 5,425,000 | 6,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,979,000 | 22,522,000 | 21,980,000 | 21,402,000 |
| Interest-bearing deposits | 19,114,000 | 19,301,000 | 18,774,000 | 18,488,000 |
| Noninterest-bearing deposits | 2,865,000 | 3,221,000 | 3,206,000 | 2,914,000 |
| Equity capital | 2,512,000 | 2,613,000 | 2,660,000 | 2,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 365,000 | 731,000 | 1,109,000 | 1,467,000 |
| Interest expense | 145,000 | 273,000 | 398,000 | 515,000 |
| Net interest income | 220,000 | 458,000 | 711,000 | 952,000 |
| Noninterest income | 28,000 | 56,000 | 86,000 | 117,000 |
| Noninterest expense | 134,000 | 274,000 | 416,000 | 581,000 |
| Provision for loan losses | 60,000 | 110,000 | 140,000 | 170,000 |
| Pretax income | 53,000 | 130,000 | 241,000 | 315,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 18,000 |
| Net income | 51,000 | 126,000 | 236,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,323,000 | 2,397,000 | 2,507,000 | 2,569,000 |
| Total capital | 2,564,000 | 2,638,000 | 2,747,000 | 2,798,000 |
| Risk-weighted assets | 19,158,000 | 19,147,000 | 19,093,000 | 18,210,000 |