Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,454,000 | 24,820,000 | 25,462,000 | 25,602,000 |
| Total loans | 15,712,000 | 16,759,000 | 17,786,000 | 17,923,000 |
| Allowance for loan losses | 313,000 | 373,000 | 391,000 | 303,000 |
| Securities available for sale | 6,681,000 | 6,597,000 | 6,076,000 | 5,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,983,000 | 20,667,000 | 20,654,000 | 20,834,000 |
| Interest-bearing deposits | 18,655,000 | 18,624,000 | 18,302,000 | 18,021,000 |
| Noninterest-bearing deposits | 2,328,000 | 2,043,000 | 2,352,000 | 2,814,000 |
| Equity capital | 2,248,000 | 2,433,000 | 2,577,000 | 2,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 807,000 | 1,203,000 | 1,596,000 |
| Interest expense | 178,000 | 349,000 | 518,000 | 673,000 |
| Net interest income | 220,000 | 458,000 | 685,000 | 923,000 |
| Noninterest income | 24,000 | 48,000 | 73,000 | 100,000 |
| Noninterest expense | 130,000 | 255,000 | 395,000 | 542,000 |
| Provision for loan losses | 30,000 | 90,000 | 120,000 | 282,000 |
| Pretax income | 84,000 | 161,000 | 243,000 | 200,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 9,000 |
| Net income | 78,000 | 149,000 | 225,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,235,000 | 2,305,000 | 2,382,000 | 2,348,000 |
| Total capital | 2,473,000 | 2,532,000 | 2,619,000 | 2,590,000 |
| Risk-weighted assets | 18,937,000 | 18,051,000 | 18,822,000 | 19,263,000 |