Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,183,000 | 24,612,000 | 24,134,000 | 24,956,000 |
| Total loans | 16,256,000 | 17,357,000 | 17,132,000 | 17,251,000 |
| Allowance for loan losses | 249,000 | 270,000 | 322,000 | 323,000 |
| Securities available for sale | 2,112,000 | 1,843,000 | 5,561,000 | 5,801,000 |
| Securities held to maturity | 4,719,000 | 4,302,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,361,000 | 20,025,000 | 19,412,000 | 19,994,000 |
| Interest-bearing deposits | 18,346,000 | 18,077,000 | 17,269,000 | 17,836,000 |
| Noninterest-bearing deposits | 2,015,000 | 1,947,000 | 2,143,000 | 2,158,000 |
| Equity capital | 2,036,000 | 2,118,000 | 2,268,000 | 2,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 514,000 | 1,021,000 | 1,516,000 | 2,003,000 |
| Interest expense | 278,000 | 542,000 | 784,000 | 992,000 |
| Net interest income | 236,000 | 479,000 | 732,000 | 1,011,000 |
| Noninterest income | 21,000 | 37,000 | 52,000 | 68,000 |
| Noninterest expense | 123,000 | 271,000 | 427,000 | 567,000 |
| Provision for loan losses | 0 | 20,000 | 62,000 | 62,000 |
| Pretax income | 21,000 | 108,000 | 175,000 | 330,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 34,000 |
| Net income | 12,000 | 90,000 | 148,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,023,000 | 2,101,000 | 2,159,000 | 2,256,000 |
| Total capital | 2,250,000 | 2,339,000 | 2,393,000 | 2,496,000 |
| Risk-weighted assets | 18,115,000 | 19,029,000 | 18,563,000 | 19,079,000 |