Call reports 2025
DART BANK, THE — 2025
What DART BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,334,773,000 | 1,368,734,000 | 1,375,514,000 | 1,432,696,000 |
| Total loans | 1,130,537,000 | 1,172,791,000 | 1,158,985,000 | 1,183,418,000 |
| Allowance for loan losses | 13,698,000 | 13,362,000 | 13,355,000 | 11,516,000 |
| Securities available for sale | 29,418,000 | 27,930,000 | 28,105,000 | 27,128,000 |
| Securities held to maturity | 997,000 | 832,000 | 832,000 | 832,000 |
| Trading assets | 446,000 | 408,000 | 388,000 | 393,000 |
| Total deposits | 1,149,389,000 | 1,152,250,000 | 1,170,144,000 | 1,230,330,000 |
| Interest-bearing deposits | 644,226,000 | 670,978,000 | 594,975,000 | 629,411,000 |
| Noninterest-bearing deposits | 505,163,000 | 481,272,000 | 575,169,000 | 600,919,000 |
| Equity capital | 105,979,000 | 108,842,000 | 113,998,000 | 115,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,626,000 | 36,401,000 | 56,224,000 | 75,488,000 |
| Interest expense | 6,086,000 | 12,002,000 | 17,135,000 | 22,308,000 |
| Net interest income | 11,540,000 | 24,399,000 | 39,089,000 | 53,180,000 |
| Noninterest income | 7,851,000 | 17,821,000 | 27,570,000 | 38,420,000 |
| Noninterest expense | 16,173,000 | 34,884,000 | 55,131,000 | 76,761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,218,000 | 7,336,000 | 11,528,000 | 14,839,000 |
| Income tax | 665,000 | 1,564,000 | 2,405,000 | 2,332,000 |
| Net income | 2,553,000 | 5,772,000 | 9,123,000 | 12,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,703,000 | 109,651,000 | 114,331,000 | 115,628,000 |
| Total capital | 119,382,000 | 122,828,000 | 127,322,000 | 127,144,000 |
| Risk-weighted assets | 1,013,280,000 | 1,053,967,000 | 1,038,942,000 | 1,048,492,000 |