Call reports 2023
DART BANK, THE — 2023
What DART BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 974,045,000 | 998,374,000 | 1,110,480,000 | 1,163,471,000 |
| Total loans | 821,202,000 | 879,136,000 | 943,176,000 | 985,432,000 |
| Allowance for loan losses | 14,024,000 | 14,165,000 | 14,159,000 | 14,106,000 |
| Securities available for sale | 35,002,000 | 32,818,000 | 31,535,000 | 32,058,000 |
| Securities held to maturity | 1,417,000 | 1,207,000 | 1,207,000 | 1,207,000 |
| Trading assets | 373,000 | 452,000 | 642,000 | 425,000 |
| Total deposits | 804,759,000 | 839,799,000 | 944,890,000 | 1,009,923,000 |
| Interest-bearing deposits | 483,980,000 | 490,438,000 | 603,949,000 | 709,390,000 |
| Noninterest-bearing deposits | 320,779,000 | 349,361,000 | 340,941,000 | 300,533,000 |
| Equity capital | 74,593,000 | 80,669,000 | 88,070,000 | 89,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,184,000 | 23,683,000 | 37,019,000 | 51,559,000 |
| Interest expense | 3,812,000 | 7,914,000 | 12,820,000 | 19,228,000 |
| Net interest income | 7,372,000 | 15,769,000 | 24,199,000 | 32,331,000 |
| Noninterest income | 3,859,000 | 13,511,000 | 18,820,000 | 18,148,000 |
| Noninterest expense | 9,256,000 | 19,911,000 | 31,317,000 | 43,924,000 |
| Provision for loan losses | 450,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 1,525,000 | 8,769,000 | 11,102,000 | 5,955,000 |
| Income tax | -346,000 | 48,000 | 549,000 | 602,000 |
| Net income | 1,871,000 | 8,721,000 | 10,553,000 | 5,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,290,000 | 87,796,000 | 95,782,000 | 95,678,000 |