Call reports 2022
DART BANK, THE — 2022
What DART BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 713,217,000 | 754,247,000 | 816,804,000 | 931,934,000 |
| Total loans | 584,748,000 | 605,619,000 | 683,189,000 | 763,915,000 |
| Allowance for loan losses | 7,603,000 | 7,974,000 | 8,354,000 | 8,725,000 |
| Securities available for sale | 42,350,000 | 37,904,000 | 35,696,000 | 35,003,000 |
| Securities held to maturity | 2,227,000 | 1,417,000 | 1,417,000 | 1,417,000 |
| Trading assets | 170,000 | 260,000 | 490,000 | 480,000 |
| Total deposits | 581,996,000 | 619,409,000 | 662,917,000 | 766,014,000 |
| Interest-bearing deposits | 244,429,000 | 300,072,000 | 343,877,000 | 471,087,000 |
| Noninterest-bearing deposits | 337,567,000 | 319,337,000 | 319,040,000 | 294,927,000 |
| Equity capital | 75,053,000 | 75,868,000 | 76,001,000 | 77,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,277,000 | 14,856,000 | 23,939,000 | 33,873,000 |
| Interest expense | 280,000 | 680,000 | 1,831,000 | 4,235,000 |
| Net interest income | 6,997,000 | 14,176,000 | 22,108,000 | 29,638,000 |
| Noninterest income | 4,313,000 | 9,206,000 | 12,804,000 | 16,743,000 |
| Noninterest expense | 8,604,000 | 17,016,000 | 25,829,000 | 34,620,000 |
| Provision for loan losses | 376,000 | 752,000 | 1,129,000 | 1,505,000 |
| Pretax income | 2,330,000 | 5,614,000 | 7,954,000 | 10,256,000 |
| Income tax | 481,000 | 1,185,000 | 1,707,000 | 2,202,000 |
| Net income | 1,849,000 | 4,429,000 | 6,247,000 | 8,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,225,000 | 78,458,000 | 79,530,000 | 80,825,000 |