Call reports 2016
DART BANK, THE — 2016
What DART BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 338,651,000 | 351,585,000 | 351,419,000 | 378,516,000 |
| Total loans | 198,412,000 | 232,383,000 | 247,285,000 | 253,201,000 |
| Allowance for loan losses | 3,350,000 | 3,369,000 | 3,134,000 | 3,269,000 |
| Securities available for sale | 73,967,000 | 63,823,000 | 60,934,000 | 56,358,000 |
| Securities held to maturity | 379,000 | 112,000 | 110,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,865,000 | 264,211,000 | 260,639,000 | 278,008,000 |
| Interest-bearing deposits | 191,202,000 | 188,846,000 | 184,503,000 | 198,484,000 |
| Noninterest-bearing deposits | 72,663,000 | 75,365,000 | 76,136,000 | 79,524,000 |
| Equity capital | 33,354,000 | 33,506,000 | 34,824,000 | 34,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 6,511,000 | 10,200,000 | 13,903,000 |
| Interest expense | 378,000 | 749,000 | 1,123,000 | 1,549,000 |
| Net interest income | 2,731,000 | 5,762,000 | 9,077,000 | 12,354,000 |
| Noninterest income | 1,859,000 | 4,962,000 | 8,080,000 | 11,246,000 |
| Noninterest expense | 4,211,000 | 9,202,000 | 14,565,000 | 19,769,000 |
| Provision for loan losses | 1,000 | 2,000 | 3,000 | 3,000 |
| Pretax income | 378,000 | 1,531,000 | 2,616,000 | 3,855,000 |
| Income tax | 42,000 | 332,000 | 614,000 | 952,000 |
| Net income | 336,000 | 1,199,000 | 2,002,000 | 2,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,658,000 | 33,255,000 | 33,818,000 | 34,319,000 |
| Total capital | 35,649,000 | 36,569,000 | 36,952,000 | 37,588,000 |
| Risk-weighted assets | 238,953,000 | 265,092,000 | 282,181,000 | 294,884,000 |