Call reports 2015
DART BANK, THE — 2015
What DART BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 295,796,000 | 305,895,000 | 306,237,000 | 323,033,000 |
| Total loans | 195,266,000 | 190,984,000 | 195,890,000 | 190,347,000 |
| Allowance for loan losses | 4,010,000 | 4,101,000 | 4,014,000 | 3,390,000 |
| Securities available for sale | 74,941,000 | 68,566,000 | 66,866,000 | 64,843,000 |
| Securities held to maturity | 463,000 | 410,000 | 411,000 | 379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,068,000 | 233,905,000 | 237,372,000 | 254,045,000 |
| Interest-bearing deposits | 168,069,000 | 173,799,000 | 169,655,000 | 181,764,000 |
| Noninterest-bearing deposits | 61,999,000 | 60,106,000 | 67,717,000 | 72,281,000 |
| Equity capital | 31,865,000 | 31,517,000 | 32,701,000 | 32,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,181,000 | 6,546,000 | 9,871,000 | 12,925,000 |
| Interest expense | 300,000 | 631,000 | 985,000 | 1,357,000 |
| Net interest income | 2,881,000 | 5,915,000 | 8,886,000 | 11,568,000 |
| Noninterest income | 1,900,000 | 4,334,000 | 6,867,000 | 8,783,000 |
| Noninterest expense | 3,823,000 | 8,278,000 | 12,646,000 | 16,990,000 |
| Provision for loan losses | 0 | 1,000 | 3,000 | -646,000 |
| Pretax income | 976,000 | 1,988,000 | 3,234,000 | 4,137,000 |
| Income tax | 213,000 | 437,000 | 710,000 | 910,000 |
| Net income | 763,000 | 1,551,000 | 2,524,000 | 3,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,720,000 | 30,736,000 | 31,041,000 | 30,887,000 |
| Total capital | 33,072,000 | 33,259,000 | 33,656,000 | 33,701,000 |
| Risk-weighted assets | 186,572,000 | 200,270,000 | 207,786,000 | 224,536,000 |