Call reports 2014
DART BANK, THE — 2014
What DART BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 281,441,000 | 284,202,000 | 280,070,000 | 290,341,000 |
| Total loans | 152,048,000 | 174,840,000 | 177,176,000 | 186,867,000 |
| Allowance for loan losses | 3,704,000 | 3,894,000 | 3,905,000 | 3,966,000 |
| Securities available for sale | 84,678,000 | 79,940,000 | 75,585,000 | 75,028,000 |
| Securities held to maturity | 591,000 | 537,000 | 496,000 | 464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,857,000 | 224,245,000 | 220,469,000 | 229,028,000 |
| Interest-bearing deposits | 172,081,000 | 167,262,000 | 163,165,000 | 164,643,000 |
| Noninterest-bearing deposits | 54,776,000 | 56,983,000 | 57,304,000 | 64,385,000 |
| Equity capital | 27,871,000 | 28,957,000 | 29,797,000 | 30,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,646,000 | 5,593,000 | 8,721,000 | 11,849,000 |
| Interest expense | 340,000 | 679,000 | 1,007,000 | 1,318,000 |
| Net interest income | 2,306,000 | 4,914,000 | 7,714,000 | 10,531,000 |
| Noninterest income | 364,000 | 1,393,000 | 3,315,000 | 5,285,000 |
| Noninterest expense | 2,006,000 | 4,934,000 | 8,733,000 | 12,668,000 |
| Provision for loan losses | 346,000 | 452,000 | 408,000 | 411,000 |
| Pretax income | 462,000 | 1,060,000 | 1,922,000 | 2,792,000 |
| Income tax | 45,000 | 164,000 | 424,000 | 615,000 |
| Net income | 417,000 | 896,000 | 1,498,000 | 2,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,934,000 | 29,276,000 | 29,747,000 | 30,291,000 |
| Total capital | 31,155,000 | 31,639,000 | 32,113,000 | 32,764,000 |
| Risk-weighted assets | 176,218,000 | 187,530,000 | 187,716,000 | 196,330,000 |